Cost of Attendance (Private Loans)

Cost of Attendance (CoA) is an estimate of your education expenses for a specific enrolment period, up to a maximum of 12 months.

The University of Melbourne Cost of Attendance components are the same for all students. The maximum amount you may borrow up to for a loan period is your CoA or the amount pre-approved by your lender;  whichever is the lesser amount.

  • Allowable costs in the annual Cost of Attendance for loans commencing 1 January 2025 - 31 December 2025
    ItemAmount (AUD$)

    Living costs
    (E.g. room, board, personal expenses, books and course materials.)

    $40,000.00

    Travel allowance

    $4,000.00

    Tuition fees

    See your letter of offer or the Understanding your fees page.

    Overseas Student Health Cover (OSHC)
    (For students who require a student visa. Course-length, calculated in the first loan period.)

    See your letter of offer.

    Student Services and Amenities Fee
    (Domestic research and Commonwealth Supported Place (CSP) students only.)

    See the Student Services and Amenities Fee page.

    The amounts above are reviewed each year in conjunction with our Financial Aid team's cost of living estimates, and are updated as appropriate.

  • The Cost of Attendance amounts are in Australian Dollars (AUD) and will be converted to US Dollars (USD) at the time your loan eligibility is calculated. The exchange rate calculation is unable to be adjusted after that point.

    When your lender transfers loan disbursements in USD to the University, they are converted to AUD at the exchange rate on the date the funds are deposited in the University's bank account.

    As a result of these currency conversions at different points in time, the actual disbursement amounts will be different from the initial agreed amount. It is your responsibility to understand and accept this risk as part of studying at a foreign university and receiving international funds.

    Exchange rate calculations can be completed using a currency converter.

Need help?

  • For further details on available financial assistance programs, contact the relevant government agency in your home country.
  • For information on how these programs work at the University of Melbourne, contact our International Financial Aid team.